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Monday, October 19, 2015

Ask your Business Coach about Contractor vs Employee

I have worked as both an employee and as a contractor. In my business, I haven't yet hired any employees, and I haven't paid any one person more than the reporting threshold, currently $600, to even bother drawing up a contract.

But, when I did work as a contractor for a friend of mine, I carefully studied the IRS implications to ensure that he and I both stayed out of trouble with the IRS. You see, an independent contractor, or "contract worker" has to pay his own employment tax. If an employer treats an employee as if he were a contractor, then the employer is at risk of serious penalties from the IRS. If the contractor fails to pay his employment tax throughout the year, he may face penalties, or simply a larger tax bill than he imagined.

As a business, if someone is going to perform ongoing services to you, at your office, with your equipment and under your supervision, make them an employee. If they perform services to you on demand, at their location or with their equipment under their own supervision, then you can hire them as contractor. If they are somewhere in between these descriptions, ask a trusted business coach  or tax professional to evaluate the situation and help you determine where this worker fits into your organization.

If you choose to hire a contractor, keep a separate vendor file for them and place their documents in this file such as any licenses they are required to have, certifications, proof of insurance etc.

Friday, October 16, 2015

Tree Service Estimate

Fallen Tree
If you have a tree down on your property, or have one that looks like it's in danger of falling, It can be intimidating to think about what you are going to have to do to take care of it. You may have no idea where to even start or how much it's going to cost you.

A certified arborist can evaluate the situation, present a well thought out plan to rectify it and give you an estimate of the labor involved.

My client, Mid Florida Tree Service, offers their estimates at no cost. It's good to know you don't have to pay just to find out how much you're going to have to pay. You can visit their estimate request form to get started. There you can tell them about your fallen or endangered tree and let them know how they can contact you. If it's an emergency situation like the unfortunate driver pictured with this text. Give them a call instead @ (813) 986-2258

Wednesday, October 14, 2015

Tax Identity Theft

I edited this page a while back, but I don't think I gave it the attention it deserves.

http://accountabilityteam.com/tax-advice/118

Crooks will use dumpster diving, phishing scams and public records searches to get the information they need to impersonate a tax payer and then steal their refund.

Check out that page for tips on how to protect yourself against this type of scam.

Bartering in Business

Once in a while, a business will have an opportunity to trade goods or services for goods or services instead of paying in cash or writing a check. Barter also works as a means of debt collection. If your debtor cannot pay, perhaps they can trade you some of their products or provide a service such as pressure washing your driveway or washing your fleet of service vehicles.

Whatever the circumstances that lead to a barter, the business owner needs to be aware that the IRS views goods and services received through barter as if they were cash income at the fair market value of those good or services.

Make sure your CPA knows the details of any barters you make. If you use a Barter Exchange Network, make sure they'll provide you the correct IRS form at the end of the year.

Don't be afraid to barter, but make sure you keep good records and let your accountant know what's going on.

Monday, October 12, 2015

Indiana Experiment

I was born in Indiana and lived there until I was about 15 years old. My first memories are in Knighstown, where I lived until my house burned and I moved to New Castle.

I remember visits to Carthage and Wood's Campground and going in to Indianapolis or Muncie if we wanted to go to a mall.

I even went to "carburation tests" in Speedway Indiana. That was pretty awesome.

Why am I telling you all this?

Just leading in to this. The one blog post I've made that has the largest number of hits includes a list of cities in Florida, so I want to see if I get the same kind of result from a list of cites and towns in Indiana. This list came from theus50.com who in turn says they got the information from the postal service ZIP Code data, so some towns might be missing if they share a ZIP.

Cities in Indiana that begin with the letter "A".
Advance, IN
Akron, IN
Alamo, IN
Albany, IN
Albion, IN
Alexandria, IN
Ambia, IN
Amboy, IN
Amo, IN
Anderson, IN
Andrews, IN
Angola, IN
Arcadia, IN
Arcola, IN
Argos, IN
Arlington, IN
Ashley, IN
Athens, IN
Atlanta, IN
Attica, IN
Atwood, IN
Auburn, IN
Aurora, IN
Austin, IN
Avilla, IN
Avoca, IN
Avon, IN

- B -
Cities in Indiana that begin with the letter "B".
Bainbridge, IN
Bargersville, IN
Batesville, IN
Bath, IN
Battle Ground, IN
Bedford, IN
Beech Grove, IN
Bellmore, IN
Bennington, IN
Bentonville, IN
Berne, IN
Bethlehem, IN
Beverly Shores, IN
Bicknell, IN
Bippus, IN
Birdseye, IN
Blanford, IN
Bloomfield, IN
Bloomingdale, IN
Bloomington, IN
Bluffton, IN
Boggstown, IN
Boone Grove, IN
Boonville, IN
Borden, IN
Boston, IN
Boswell, IN
Bourbon, IN
Bowling Green, IN
Bradford, IN
Branchville, IN
Brazil, IN
Bremen, IN
Bridgeton, IN
Brimfield, IN
Bringhurst, IN
Bristol, IN
Bristow, IN
Brook, IN
Brooklyn, IN
Brookston, IN
Brookville, IN
Brownsburg, IN
Brownstown, IN
Brownsville, IN
Bruceville, IN
Bryant, IN
Buck Creek, IN
Buckskin, IN
Buffalo, IN
Bunker Hill, IN
Burket, IN
Burlington, IN
Burnettsville, IN
Burrows, IN
Butler, IN
Butlerville, IN

- C -
Cities in Indiana that begin with the letter "C".
Cambridge City, IN
Camby, IN
Camden, IN
Campbellsburg, IN
Canaan, IN
Cannelburg, IN
Cannelton, IN
Carbon, IN
Carlisle, IN
Carmel, IN
Cartersburg, IN
Carthage, IN
Cayuga, IN
Cedar Grove, IN
Cedar Lake, IN
Celestine, IN
Centerpoint, IN
Centerville, IN
Central, IN
Chalmers, IN
Chandler, IN
Charlestown, IN
Charlottesville, IN
Chesterton, IN
Chrisney, IN
Churubusco, IN
Cicero, IN
Clarks Hill, IN
Clarksburg, IN
Clarksville, IN
Clay City, IN
Claypool, IN
Clayton, IN
Clear Creek, IN
Clifford, IN
Clinton, IN
Cloverdale, IN
Coal City, IN
Coalmont, IN
Coatesville, IN
Colfax, IN
Columbia City, IN
Columbus, IN
Commiskey, IN
Connersville, IN
Converse, IN
Cortland, IN
Corunna, IN
Cory, IN
Corydon, IN
Covington, IN
Craigville, IN
Crandall, IN
Crane, IN
Crawfordsville, IN
Cromwell, IN
Cross Plains, IN
Crothersville, IN
Crown Point, IN
Culver, IN
Cutler, IN
Cynthiana, IN

- D -
Cities in Indiana that begin with the letter "D".
Dale, IN
Daleville, IN
Dana, IN
Danville, IN
Darlington, IN
Dayton, IN
Decatur, IN
Decker, IN
Deedsville, IN
Delong, IN
Delphi, IN
Demotte, IN
Denver, IN
Depauw, IN
Deputy, IN
Derby, IN
Dillsboro, IN
Donaldson, IN
Dublin, IN
Dubois, IN
Dugger, IN
Dunkirk, IN
Dunreith, IN
Dupont, IN
Dyer, IN

- E -
Cities in Indiana that begin with the letter "E".
Earl Park, IN
East Chicago, IN
East Enterprise, IN
Eaton, IN
Eckerty, IN
Economy, IN
Edinburgh, IN
Edwardsport, IN
Elberfeld, IN
Elizabeth, IN
Elizabethtown, IN
Elkhart, IN
Ellettsville, IN
Elnora, IN
Elwood, IN
Eminence, IN
English, IN
Etna Green, IN
Evanston, IN
Evansville, IN

- F -
Cities in Indiana that begin with the letter "F".
Fair Oaks, IN
Fairbanks, IN
Fairland, IN
Fairmount, IN
Falmouth, IN
Farmersburg, IN
Farmland, IN
Ferdinand, IN
Fillmore, IN
Finly, IN
Fishers, IN
Flat Rock, IN
Flora, IN
Florence, IN
Floyds Knobs, IN
Folsomville, IN
Fontanet, IN
Forest, IN
Fort Branch, IN
Fort Ritner, IN
Fort Wayne, IN
Fortville, IN
Fountain City, IN
Fountaintown, IN
Fowler, IN
Fowlerton, IN
Francesville, IN
Francisco, IN
Frankfort, IN
Franklin, IN
Frankton, IN
Fredericksburg, IN
Freedom, IN
Freelandville, IN
Freetown, IN
Fremont, IN
French Lick, IN
Friendship, IN
Fulda, IN
Fulton, IN

- G -
Cities in Indiana that begin with the letter "G".
Galveston, IN
Garrett, IN
Gary, IN
Gas City, IN
Gaston, IN
Geneva, IN
Gentryville, IN
Georgetown, IN
Glenwood, IN
Goldsmith, IN
Goodland, IN
Goshen, IN
Gosport, IN
Grabill, IN
Grammer, IN
Grandview, IN
Granger, IN
Grantsburg, IN
Grass Creek, IN
Graysville, IN
Greencastle, IN
Greenfield, IN
Greens Fork, IN
Greensboro, IN
Greensburg, IN
Greentown, IN
Greenville, IN
Greenwood, IN
Griffin, IN
Griffith, IN
Grissom AFB, IN
Grovertown, IN
Guilford, IN
Gwynneville, IN

- H -
Cities in Indiana that begin with the letter "H".
Hagerstown, IN
Hamblen, IN
Hamilton, IN
Hamlet, IN
Hammond, IN
Hanna, IN
Hanover, IN
Hardinsburg, IN
Harlan, IN
Harmony, IN
Harrison, IN
Harrodsburg, IN
Hartford City, IN
Hartsville, IN
Hatfield, IN
Haubstadt, IN
Hayden, IN
Hazleton, IN
Hebron, IN
Helmsburg, IN
Helt, IN
Heltonville, IN
Hemlock, IN
Henryville, IN
Highland, IN
Hillisburg, IN
Hillsboro, IN
Hillsdale, IN
Hoagland, IN
Hobart, IN
Hobbs, IN
Holland, IN
Holton, IN
Homer, IN
Hope, IN
Howe, IN
Hudson, IN
Huntertown, IN
Huntingburg, IN
Huntington, IN
Huron, IN
Hymera, IN

- I -
Cities in Indiana that begin with the letter "I".
Idaville, IN
Indianapolis, IN
Ingalls, IN
Inglefield, IN
Ireland, IN

- J -
Cities in Indiana that begin with the letter "J".
Jackson, IN
Jamestown, IN
Jasonville, IN
Jasper, IN
Jefferson, IN
Jeffersonville, IN
Jonesboro, IN
Jonesville, IN
Judson, IN

- K -
Cities in Indiana that begin with the letter "K".
Kempton, IN
Kendallville, IN
Kennard, IN
Kentland, IN
Kewanna, IN
Keystone, IN
Kimmell, IN
Kingman, IN
Kingsbury, IN
Kingsford Heights, IN
Kirklin, IN
Knightstown, IN
Knightsville, IN
Knox, IN
Kokomo, IN
Koleen, IN
Kouts, IN
Kurtz, IN

- L -
Cities in Indiana that begin with the letter "L".
La Crosse, IN
La Fontaine, IN
La Porte, IN
Laconia, IN
Ladoga, IN
Lafayette, IN
Lagrange, IN
Lagro, IN
Lake Cicott, IN
Lake Station, IN
Lake Village, IN
Laketon, IN
Lakeville, IN
Lamar, IN
Lanesville, IN
Laotto, IN
Lapaz, IN
Lapel, IN
Larwill, IN
Laurel, IN
Lawrenceburg, IN
Leavenworth, IN
Lebanon, IN
Leesburg, IN
Leiters Ford, IN
Leo, IN
Leopold, IN
Leroy, IN
Lewis, IN
Lewisville, IN
Lexington, IN
Liberty, IN
Liberty Center, IN
Liberty Mills, IN
Ligonier, IN
Lincoln City, IN
Linden, IN
Linn Grove, IN
Linton, IN
Little York, IN
Lizton, IN
Logansport, IN
Loogootee, IN
Losantville, IN
Lovett, IN
Lowell, IN
Lucerne, IN
Lynn, IN
Lynnville, IN
Lyons, IN

- M -
Cities in Indiana that begin with the letter "M".
Mackey, IN
Macy, IN
Madison, IN
Manilla, IN
Marengo, IN
Mariah Hill, IN
Marion, IN
Markle, IN
Markleville, IN
Marshall, IN
Martinsville, IN
Marysville, IN
Matthews, IN
Mauckport, IN
Maxwell, IN
Mays, IN
McCordsville, IN
Mecca, IN
Medaryville, IN
Medora, IN
Mellott, IN
Memphis, IN
Mentone, IN
Merom, IN
Merrillville, IN
Metamora, IN
Mexico, IN
Miami, IN
Michigan City, IN
Michigantown, IN
Middlebury, IN
Middletown, IN
Midland, IN
Milan, IN
Milford, IN
Mill Creek, IN
Millersburg, IN
Millhousen, IN
Milltown, IN
Milroy, IN
Milton, IN
Mishawaka, IN
Mitchell, IN
Modoc, IN
Mongo, IN
Monon, IN
Monroe, IN
Monroe City, IN
Monroeville, IN
Monrovia, IN
Monterey, IN
Montezuma, IN
Montgomery, IN
Monticello, IN
Montmorenci, IN
Montpelier, IN
Mooreland, IN
Moores Hill, IN
Mooresville, IN
Morgantown, IN
Morocco, IN
Morris, IN
Morristown, IN
Mount Ayr, IN
Mount Saint Francis, IN
Mount Summit, IN
Mount Vernon, IN
Mulberry, IN
Muncie, IN
Munster, IN

- N -
Cities in Indiana that begin with the letter "N".
Nabb, IN
Napoleon, IN
Nappanee, IN
Nashville, IN
Nebraska, IN
Needham, IN
New Albany, IN
New Carlisle, IN
New Castle, IN
New Goshen, IN
New Harmony, IN
New Haven, IN
New Lebanon, IN
New Lisbon, IN
New Market, IN
New Middletown, IN
New Palestine, IN
New Paris, IN
New Point, IN
New Richmond, IN
New Ross, IN
New Salisbury, IN
New Trenton, IN
New Washington, IN
New Waverly, IN
Newberry, IN
Newburgh, IN
Newport, IN
Newtown, IN
Nineveh, IN
Noble, IN
Noblesville, IN
Norman, IN
North Judson, IN
North Liberty, IN
North Manchester, IN
North Salem, IN
North Vernon, IN
North Webster, IN
Notre Dame, IN

- O -
Cities in Indiana that begin with the letter "O".
Oakford, IN
Oakland City, IN
Oaktown, IN
Oakville, IN
Odon, IN
Oldenburg, IN
Onward, IN
Oolitic, IN
Ora, IN
Orestes, IN
Orland, IN
Orleans, IN
Osceola, IN
Osgood, IN
Ossian, IN
Otisco, IN
Otterbein, IN
Otwell, IN
Owensburg, IN
Owensville, IN
Oxford, IN

- P -
Cities in Indiana that begin with the letter "P".
Palmyra, IN
Paoli, IN
Paragon, IN
Paris Crossing, IN
Parker City, IN
Patoka, IN
Patricksburg, IN
Patriot, IN
Paxton, IN
Pekin, IN
Pendleton, IN
Pennville, IN
Perrysville, IN
Pershing, IN
Peru, IN
Petersburg, IN
Petroleum, IN
Pierceton, IN
Pierceville, IN
Pimento, IN
Pine Village, IN
Pittsboro, IN
Plainfield, IN
Plainville, IN
Pleasant Lake, IN
Pleasant Mills, IN
Plymouth, IN
Poland, IN
Poneto, IN
Portage, IN
Porter, IN
Portland, IN
Poseyville, IN
Prairie Creek, IN
Prairieton, IN
Preble, IN
Princeton, IN
Putnamville, IN

- Q -
Cities in Indiana that begin with the letter "Q".
Quincy, IN

- R -
Cities in Indiana that begin with the letter "R".
Ragsdale, IN
Ramsey, IN
Redkey, IN
Reelsville, IN
Remington, IN
Rensselaer, IN
Reynolds, IN
Richland, IN
Richmond, IN
Ridgeville, IN
Riley, IN
Rising Sun, IN
Roachdale, IN
Roann, IN
Roanoke, IN
Rochester, IN
Rockfield, IN
Rockport, IN
Rockville, IN
Rolling Prairie, IN
Rome, IN
Rome City, IN
Romney, IN
Rosedale, IN
Roselawn, IN
Rossville, IN
Royal Center, IN
Rushville, IN
Russellville, IN
Russiaville, IN

- S -
Cities in Indiana that begin with the letter "S".
Saint Anthony, IN
Saint Bernice, IN
Saint Croix, IN
Saint Joe, IN
Saint John, IN
Saint Mary Of The Woods, IN
Saint Meinrad, IN
Saint Paul, IN
Salamonia, IN
Salem, IN
San Pierre, IN
Sandborn, IN
Santa Claus, IN
Saratoga, IN
Schererville, IN
Schneider, IN
Schnellville, IN
Scipio, IN
Scotland, IN
Scott, IN
Scottsburg, IN
Sedalia, IN
Seelyville, IN
Sellersburg, IN
Selma, IN
Servia, IN
Seymour, IN
Sharpsville, IN
Shelburn, IN
Shelby, IN
Shelbyville, IN
Shepardsville, IN
Sheridan, IN
Shipshewana, IN
Shirley, IN
Shoals, IN
Sidney, IN
Silver Lake, IN
Smithville, IN
Solsberry, IN
Somerset, IN
Somerville, IN
South Bend, IN
South Milford, IN
South Whitley, IN
Spencer, IN
Spencerville, IN
Spiceland, IN
Springport, IN
Springville, IN
Spurgeon, IN
Stanford, IN
Star City, IN
State Line, IN
Staunton, IN
Stendal, IN
Stilesville, IN
Stinesville, IN
Stockwell, IN
Straughn, IN
Stroh, IN
Sullivan, IN
Sulphur, IN
Sulphur Springs, IN
Sumava Resorts, IN
Summitville, IN
Sunman, IN
Swayzee, IN
Sweetser, IN
Switz City, IN
Syracuse, IN

- T -
Cities in Indiana that begin with the letter "T".
Talbot, IN
Taswell, IN
Taylorsville, IN
Tefft, IN
Tell City, IN
Templeton, IN
Tennyson, IN
Terre Haute, IN
Thayer, IN
Thorntown, IN
Tippecanoe, IN
Tipton, IN
Topeka, IN
Trafalgar, IN
Troy, IN
Tunnelton, IN
Twelve Mile, IN
Tyner, IN

- U -
Cities in Indiana that begin with the letter "U".
Underwood, IN
Union City, IN
Union Mills, IN
Uniondale, IN
Unionville, IN
Universal, IN
Upland, IN
Urbana, IN

- V -
Cities in Indiana that begin with the letter "V".
Vallonia, IN
Valparaiso, IN
Van Buren, IN
Veedersburg, IN
Velpen, IN
Vernon, IN
Versailles, IN
Vevay, IN
Vincennes, IN

- W -
Cities in Indiana that begin with the letter "W".
Wabash, IN
Wadesville, IN
Wakarusa, IN
Waldron, IN
Walkerton, IN
Wallace, IN
Walton, IN
Wanatah, IN
Warren, IN
Warsaw, IN
Washington, IN
Waterloo, IN
Waveland, IN
Wawaka, IN
Waynetown, IN
Webster, IN
West Baden Springs, IN
West College Corner, IN
West Harrison, IN
West Lafayette, IN
West Lebanon, IN
West Middleton, IN
West Newton, IN
West Terre Haute, IN
Westfield, IN
Westphalia, IN
Westpoint, IN
Westport, IN
Westville, IN
Wheatfield, IN
Wheatland, IN
Wheeler, IN
Whiteland, IN
Whitestown, IN
Whiting, IN
Wilkinson, IN
Williams, IN
Williamsburg, IN
Williamsport, IN
Winamac, IN
Winchester, IN
Windfall, IN
Wingate, IN
Winona Lake, IN
Winslow, IN
Wolcott, IN
Wolcottville, IN
Wolflake, IN
Woodburn, IN
Worthington, IN
Wyatt, IN

- Y -
Cities in Indiana that begin with the letter "Y".
Yeoman, IN
Yoder, IN
Yorktown, IN
Young America, IN

- Z -
Cities in Indiana that begin with the letter "Z".
Zanesville, IN
Zionsville, IN

LED Signs in Miami Florida

If you're in Miami, or any part of Florida, and you need to get a message to anyone passing by your event or store, an LED Sign is one of the best options. With a full color panel, you can display your logo, the logos of your products, images of happy customers, whatever suits your outdoor advertising campaign best.

The orange traffic control style gets right to the point and tells your customers exactly what they need to know with scrolling text programmed to say whatever you'd like.

Both the full color L.E.D. signs and the traffic control style run on standard power, but have the option of a backup generator if the site does not include electric hookup.

Why I am I, a tech-geek, writing about this? Because my client, Giant Balloon Rental, out of Orlando Florida provides these as well as search lights and helium blimps to complete your outdoor advertising campaign.